H&R Block Emerald Prepaid Mastercard®

Convenience and security in your wallet.

With an Emerald Card®, you lot can access your money quickly, and become your refund deposited direct into your Emerald Card account. You can fifty-fifty make purchases anywhere Debit Mastercard® is accepted. No more check cashing fees – merely an piece of cake mode to keep your money safer than carrying greenbacks.

Fast and easy features you tin bank on.

Get your money apace.

Fast access without check-cashing fees — get your refund and payroll direct deposited onto your Emerald Carte du jour.

Use the check-to-card service.

Through the MyBlock mobile app, you tin load check funds into your Emerald Card Account, with options for Funds in Minutes (fees employ) or Funds in Days (no fee).

Enjoy access to greenbacks.

Go greenbacks back with purchases from retailers and at ATMs anywhere in the U.S. that Debit Mastercard is accustomed.

Manage all of your money.

Add payroll, unemployment or regime benefits, cash and checks to your Emerald Menu account all twelvemonth long.

Fix neb pay.

Pay bills from your Emerald Card, and manage your business relationship from any device.

Put away for the future.

Gear up aside funds for a rainy day inside your Emerald Carte du jour Account.

Keep your money safe.

An H&R Block Emerald Card is safer than conveying cash. The funds in your Card Business relationship are insured by the FDIC up to the maximum amount permitted by police force. Plus, the Mastercard Cipher Liability policy protects yous from unauthorized purchases, theft and fraud.

manage finances with myblock app

Cardholder Understanding Update

Effective immediately, your Emerald Bill of fare Cardholder Understanding has changed. You can find the total updated terms here.

MetaBank, N.A., the issuer of the Emerald Carte du jour, is existence appointed as custodian of your funds in your Emerald Card account. As custodian, MetaBank is able to place your funds at i or more FDIC-insured Program Banks. See Department iv of the Cardholder Understanding for full details on MetaBank interim every bit custodian.

All Programme Banks are FDIC insured, so your funds are still eligible for FDIC insurance upward to the limits set by the FDIC. In the issue that a Program Banking concern fails, your funds volition be aggregated with any other funds you have on deposit at that institution to determine if the FDIC insurance limit of $250,000 is met. To help with calculating your FDIC eolith insurance coverage, the FDIC has an Electronic Deposit Insurance Estimator available.

No, goose egg will modify well-nigh how y'all apply your carte du jour, how you lot log into Emerald Online, etc.

You should immediately transfer or spend all the funds in your Emerald Carte du jour business relationship. Y'all may also contact customer service at 1-866-353-1266 to close your Emerald Carte du jour account. You tin receive a bank check or ACH of your remaining funds for no fee.

Common FAQs

The Emerald Card is a reloadable prepaid debit card for direct deposit of your tax refund that can exist used year circular with easy access to your funds. The Emerald Card can exist used anywhere Debit Mastercard is accepted. You can add money to your Card account at whatsoever time past receiving a direct deposit (payroll, unemployment, or authorities benefits), loading a cheque through our MyBlock mobile app, transfering money from a linked account or adding cash at participating retail reload locations.

Yous may utilize at your nearest participating H&R Block revenue enhancement office or online while using our digital revenue enhancement preparation product.

You can view 12 months of statements and your recent transactions by logging in at Emerald Online. You can also obtain 24 months of written history at no charge by calling one-866-353-1266, or by writing us at Cardholder Customer Service, PO Box 10170, Kansas City, MO 64171.

Yes, an individual cardholder can log in to Emerald Online through their MyBlock business relationship to qualify the addition of a joint cardholder and let that person to apply during the same online session. An individual cardholder could also authorize the addition of a joint cardholder in the revenue enhancement role, and that person could present a driver'southward license or some other accepted class of identification and apply while in the tax office with the individual cardholder. If the new individual is approved, they volition share equal ownership of the funds in the Card Business relationship. Approved joint cardholders who applied through Emerald Online will receive a new personalized Menu in the mail service within 7-10 business days. Approved joint cardholders who practical in the tax function tin can receive an instant-issue Card immediately or they tin order a personalized Carte to be mailed to them.

Yes, the funds in your Emerald Carte Account are FDIC insured to the maximum permitted by police. For boosted information, get to FDIC.

Please call 1-866-353-1266 to report a lost or stolen bill of fare as shortly every bit possible.

Transaction FAQs

Please contact united states as soon as possible at ane-866-353-1266 to minimize your losses. If you contact u.s. inside 2 business days later you learn of the loss or theft of your Carte, y'all can lose no more than $50.00 if someone used your carte without your permission. If you contact united states of america most a fraud claim and asking a Written Confirmation of Fraud form, 1 will be provided to you. Or, you lot can submit your fraud claim in writing to Cardholder Customer Service, PO Box 10170, Kansas Urban center, MO 64171.

No. Y'all are not allowed to exceed the available amount in your Card Account. However, if your Card Account balance should ever become negative, y'all will be responsible for repaying the amount of the negative balance.

Have questions near the H&R Cake Emerald Card?
Admission the Emerald Carte Cardholder Agreement to learn more. Yous tin can also contact us at one-866-353-1266. There is no charge for contacting us.

H&R Block Emerald Prepaid Mastercard® is issued by MetaBank®, N.A., Member FDIC, pursuant to license past Mastercard International Incorporated. Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated.